1-card information Earn up to 5.75% p.a. Aged 18-40? Earn up to 5.75% p.a. total variable interest on your first $150,000 when you Spend&Save with a Westpac Life and Choice account. Must grow balance and make 20 eligible card purchases. T&Cs and exclusions apply. true single-rate Find out more /content/westpac/au/bank-accounts/savings-accounts/spend-save-ntb?pid=hp-salob-conhl-pfh-cta1 information information Search anything false Suggestions: Make sure all words are spelled correctly Try different keywords Try more general keywords Perhaps these links may help: Sign in to our Online banking - Personal or Business, Corporate Online or Westpac Online Investing View all of our online services Personal or Business products Ask questions in FAQ or you can visit your local branch true This is an AI-generated summary of your search results and may not contain all relevant details. AI can make mistakes, so check the website before relying on it. 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You can still explore the search results below true 5 Interest rates Altitude rewards Home loans Activate card Calculators false 3 5 5 style layout-12 What are you looking for? false Home loans /content/westpac/au/home-loans?fid=hp-salob-conhl-ce-cta1 Home loans Bank accounts /content/westpac/au/bank-accounts?fid=hp-salob-conba-ce-cta1 Everyday account Credit cards /content/westpac/au/credit-cards?fid=hp-salob-concc-ce-cta1 Credit cards Personal loans /content/westpac/au/personal-loans?fid=hp-salob-conpl-ce-cta1 Personal loans International & travel [BVAR#wbc-public-domain]/international-travel/?fid=hp-salob-conww-ce-cta1 International & travel Business [BVAR#wbc-public-domain]/business-banking/?fid=hp-salob-busba-ce-cta1 Business Investments [BVAR#wbc-public-domain]/personal-banking/investments/?fid=hp-salob-nprs-ce-cta1 Investments Insurance [BVAR#wbc-public-domain]/personal-banking/insurance/?fid=hp-salob-conins-ce-cta1 Insurance Products Filter by: filters:product-grouping/home-loans filters:product-grouping/bank-accounts filters:product-grouping/credit-cards filters:product-grouping/personal-loans false product-service:home-loans/flexi-first-option-home-loan filters:product-grouping/home-loans Our lowest online variable rate Basic variable rate home loan A flexible home loan with unlimited extra repayments, minus establishment fee and monthly fees. icon percent false Go to Flexi First home loan /content/westpac/au/home-loans/variable/basic-variable-home-loan?fid=hp-salob-conhl-pc-cta1 product-service:transaction-accounts/choice-account filters:product-grouping/bank-accounts Cashback offer Westpac Choice Our most popular account: a simple-to-use bank account with a debit card. icon account false Go to Westpac Choice /content/westpac/au/bank-accounts/choice?fid=hp-salob-conba-pc-cta1 product-service:savings-accounts/life-account filters:product-grouping/bank-accounts Cashback offer Westpac Life A goal based savings account that could earn bonus interest for regular savers. icon money-bag false Go to Westpac Life /content/westpac/au/bank-accounts/savings-accounts/life?fid=hp-salob-conba-pc-cta1 product-service:credit-cards/altitude-qantas-black filters:product-grouping/credit-cards Altitude Qantas Black Our premier Qantas credit card gets you our highest Qantas Points earn rate, plus complimentary airport lounge access, insurances and concierge. icon plane false Go to Altitude Qantas Black /content/westpac/au/credit-cards/reward/altitude-qantas-black?fid=hp-salob-concc-pc-cta1 product-service:home-loans/fixed-rate-home-loan filters:product-grouping/home-loans Fixed rate home loan Lock in your home loan interest rate for 1 to 5 years and know exactly what your repayments will be. icon house-dollar false Go to Fixed Options home loan /content/westpac/au/home-loans/fixed?fid=hp-salob-conhl-pc-cta1 product-service:home-loans/rocket-home-loan filters:product-grouping/home-loans Variable rate with offset You could save on home loan interest with up to 10 full offset accounts, unlimited extra repayments, and the option to fix a portion. icon tune false Go to Rocket loan /content/westpac/au/home-loans/variable/variable-loan-with-offset?fid=hp-salob-conhl-pc-cta1 product-service:savings-accounts/esaver-account filters:product-grouping/bank-accounts Cashback offer Westpac eSaver An online savings account. New customers get an intro rate for 5 months. none cursor-arrow-rays false Go to Westpac eSaver /content/westpac/au/bank-accounts/savings-accounts/esaver?fid=hp-salob-conba-pc-cta1 product-service:savings-accounts/bump-account filters:product-grouping/bank-accounts Cashback offer Westpac Bump Savings A savings account designed for kids and teens. icon piggy-bank false Go to Westpac Bump /content/westpac/au/bank-accounts/savings-accounts/bump?fid=hp-salob-conba-pc-cta1 product-service:term-deposits filters:product-grouping/bank-accounts Term Deposit Lock in a fixed rate across a choice of terms and maturity options. icon padlock false Go to Term Deposit /content/westpac/au/bank-accounts/term-deposit?fid=hp-salob-conba-pc-cta1 product-service:credit-cards/low-rate-credit-cards filters:product-grouping/credit-cards Low Rate Our Low Rate Card provides a lower interest rate on purchases, plus a lower monthly card fee to help reduce your credit card costs. icon credit-cards false Go to Low Rate /content/westpac/au/credit-cards/low-rate-cards/low-rate?fid=hp-salob-concc-pc-cta1 product-service:credit-cards/altitude-rewards-black filters:product-grouping/credit-cards Altitude Rewards Black Our premium Altitude Rewards credit card gets you our highest points earn rate, flexibility in how you redeem, complimentary airport lounge access, insurances and more. icon money-in false Go to Altitude Rewards Black /content/westpac/au/credit-cards/reward/altitude-rewards-black?fid=hp-salob-concc-pc-cta1 product-service:credit-cards/low-fee filters:product-grouping/credit-cards Low Annual Fee $30 ongoing annual card fee ($0 when you spend $5K p.a.) and up to 55 days interest free on purchases. icon percent false Go to Low Annual Fee /content/westpac/au/credit-cards/low-fee?fid=hp-salob-concc-pc-cta1 product-service:personal-loans/unsecured-personal-loan filters:product-grouping/personal-loans Unsecured Personal Loan You could use this loan to consolidate debt, upgrade your home, buy or repair a vehicle, or make a large purchase. icon account false Go to Unsecured Personal loan /content/westpac/au/personal-loans/unsecured-personal-loan?fid=hp-salob-conpl-pc-cta1 product-service:personal-loans/car-loan filters:product-grouping/personal-loans Car Loan You could use this loan for eligible petrol, diesel or LPG cars, and secure it against your car to get a lower interest rate. icon car false Go to Car loan /content/westpac/au/personal-loans/car-loan?fid=hp-salob-conpl-pc-cta1 product-service:personal-loans/flexi-loan filters:product-grouping/personal-loans Flexi Loan With Flexi Loan, you apply once, withdraw anytime and only pay interest on the funds you use. icon money-in false Go to Flexi loan /content/westpac/au/personal-loans/flexi-loan?fid=hp-salob-conpl-pc-cta1 Promotions and offers white Filter by: filters:product-grouping/home-loans filters:product-grouping/bank-accounts filters:product-grouping/credit-cards filters:product-grouping/personal-loans filters:product-grouping/home-loans pictogram house-light Home loans Our lowest online variable rate, when you apply online This rate includes: Life-of-loan discount of 2.09% p.a. on a new Flexi First Option home loan on P&I repayments (Owner Occupier) or 2.49% p.a. (Investor) for LVR[#] up to 80%; plus 0.10% p.a. discount for LVR up to 70%. Offer can be withdrawn or varied