Save ~$190 a month on your home loan. Get your rateSave ~$190 a month on your home loan.with rates ~0.50% below the national average.Get your rateSave ~$190 a month on your home loanwith rates ~0.50% below the national average.Get your rateSave ~$190 a month on your home loanwith rates ~0.50% below the national average.Get your rateSave ~$190 a month on your home loanwith rates ~0.50% below the national average.Get your rateSave ~$190 a month on your home loanwith rates ~0.50% below the national average.Get your rateCashInvestBorrowLearnLog inGet started Earn up to4.20% APYBetter than a bankZero account feesFree 24/7 instant withdrawalsUp to $8M FDIC insurance through program banksGet startedLearn more3.30% Base Annual Percentage Yield (APY) as of 01/30/2026 is provided by program banks and is subject to change. APY Boost is up to a $150,000 balance. See additional terms in the footer.Best Cash Management Account, 2023-25 1Best Cash Management Account, 2023-25 11.4M+Funded clients $95B+In total assets Best Cash Management Account, 2023-25 11.4M+Funded clients 2$95B+In total assets 24.8Apple App Store 34.9Google Play Store 3Your cash earns 3.30% base APYSee how to raise it to 4.20% APY in two easy waysTurn savings into wealth at one of the best places for long-term investingInvesting in index funds for the long-term has been shown time and time again to be the most effective way to earn more than even the highest-yield savings accounts. Let us build and manage your portfolio or create your own.recommendsBest Investment Apps20264Best Robo-advisor,Portfolio Options, 2022-265Built and managed for youDesigned for investors who prefer to delegate the selection and management of their investments to us.9.90%annualized returnssince inception. Annualized returns: 1-year: 22.33%, 5-year: 10.56%, 10-year: 11.00%Automated Investing AccountBuild wealth with globally diversified index investingDesigned to maximize long-term, after-tax returnsCustomize to your goals and risk levelGet startedLearn moreThe chart in the product image represents actual performance for one-, five-, ten-year and since inception periods through 05/22/2026 for investors in Wealthfront’s Classic Automated Investing Account, with a composite risk score of 9 (Ranges 0.5-10). The annualized returns are for the same time periods as of 08/19/2026. See full disclosures here.Explore supported account types:Taxable Accounts (Personal, Joint, Trust)Retirement Accounts (Traditional IRA, Roth IRA, SEP)529 Education Savings AccountsBuild your ownDesigned for self-directed investors who prefer to select their own investments for each asset class and diversify themselves.Stock Investing AccountBuilt for long-term stock and ETF investingSimple by design for intentional investorsZero commissions on trades, start with $1Get startedLearn moreExplore other single asset class products:S&P 500 DirectNasdaq-100 DirectAutomated Bond LadderMake the most of your money, wherever you’re at.Growing your savingsEarn interest on every penny of your paycheck.Building wealth togetherSave, spend and earn as a couple, all in one place.Managing complex financesFind a simpler way to manage your money.Evelyn T. | Client since 2020Growing your savingsEarn interest on every penny of your paycheck.Peter & Alex | Clients since 2015 & 2023Building wealth togetherSave, spend and earn as a couple, all in one place.Brad B. | Client since 2015Managing complex financesFind a simpler way to manage your money.“Wealthfront beats out Fidelity, Schwab and Vanguard when it comes to direct indexing and tax-loss harvesting.Read the article6From Forbes, July 26, 2025. 2025 Forbes Media LLC. All rights reserved. Used under license. Forbes and the author are not clients of Wealthfront and no compensation was provided for the article.1.4M+Trusted by 1.4M+ clients$95B+$95B+ in client funds14+ yearsSimplifying finances since 2011WLTHTraded on the NASDAQ®The testimonials above are by clients of Wealthfront Advisers and Wealthfront Brokerage. No compensation was provided. These testimonials may not be representative of other clients’ experience. Past performance is no guarantee of success.The mention of WLTH is for informational purposes only and should not be construed as investment advice, a solicitation, offer, or recommendation to buy or sell any security. Please visit our investor relations page for more information.Sophisticated investing made simple.Open accountQuestions? 5 things to know in 5 minutes or less.To learn more about Wealthfront, read our whitepapers or visit the help center.Are there any restrictions around the 3.30% APY? Is this a promotional rate?What kind of fees do you charge? Is there a minimum to know about?How is automated investing at Wealthfront different?What is Tax-Loss Harvesting? And what does that mean for me?How is the Stock Investing Account different from the Automated Investing Account?