klarna.com

No reachable sitemap.xml. Publish one and reference it in robots.txt.

Fix: Publish /sitemap.xml and reference it from robots.txt with a Sitemap: line.

No JSON-LD blocks found. Add a <script type="application/ld+json"> with a schema.org type for this page.

Fix: Add a <script type="application/ld+json"> describing the page (Organization, Article, Product, FAQPage).

Canonical points elsewhere: https://www.klarna.com/us/. Verify intent (cross-domain canonicals are valid but unusual).

Fix: Add <link rel="canonical" href="…"> pointing at the primary URL of each page.

Visible text is 1.0% of HTML weight (8311/806915 bytes). Low. Markup may be crowding out agent-usable text.

Fix: Heavy ad or navigation markup crowds out agent-usable text. Aim for a text-to-DOM ratio above 15%.

Browser pass unavailable; HTML looks like a JS-shell (e.g. #__next / #root). Likely JS-dependent.

Fix: Server-render or statically pre-render your primary content so non-JS agents receive it in the initial HTML.

Consent modal detected (cookielaw.org); content still visible. Verify the modal does not block first-paint for screenshot agents.

Fix: Defer cookie consent overlay until after content is visible, or render behind the primary content. Agents without JS or with ad-blocking profiles see a blank page otherwise.

<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "Organization",
  "name": "Klarna US - A secure, flexible way to manage your money",
  "url": "https://klarna.com/",
  "description": "Manage everyday payments securely with Klarna - online, in store, or with the Klarna Card. Flexible and interest-free options in the United States."
}
</script>

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Klarna US - A secure, flexible way to manage your money For shoppers For business Discover Klarna Shop App Help Show more Sign in Your money treated right Discover a smarter way to pay, save, and stay on top of your money. All in one place with Klarna. Get the app Trusted by millions worldwide 4.5 0.0 Trustpilot rating 20 0 years of experience 119m 0m users worldwide 1m+ 0m+ merchants Your everyday money app Tap into flexible payment options, cashback, spending insights, and a card that works everywhere. Your everyday money app Tap into flexible payment options, cashback, spending insights, and a card that works everywhere. Designed around you Accepted everywhere Built to grow Clear and simple Always supported Designed around you Choose how you pay. In full, later, or over time.¹ Always with clear terms and helpful reminders. Accepted everywhere Pay with Klarna wherever you shop, online and in physical stores. Built to grow Turn spending into rewards. Earn cashback on purchases, and watch it all stack up. Clear and simple Track expenses, manage your money, and stay on budget in the app. Always supported Get instant answers from our 24/7 AI assistant, with real human support when you need it. Explore our offering Payments Pay over time¹ with our flexible payment options, giving you more control over your budget. Pay at checkout Cards Choose how you pay and take the benefits of Klarna wherever you go. ² See Klarna Cards Memberships Upgrade to a membership for extra cashback, travel benefits and lifestyle perks.³ Explore memberships Klarna balance Add money in the Klarna app⁴ and pay flexibly, everywhere. Learn more Savings Save your way with our flexible savings account. Explore savings Cashback Earn cashback on everyday purchases.⁵ Explore cashback Shopping Search to find better prices on your favorite products. Shop now Mobile Get a Klarna phone plan with priority 5G on AT&T⁶, the nation’s most reliable network. Sign up Memberships Say yes to more Upgrade to a membership for extra cashback, travel benefits and lifestyle perks. ⁷ Explore memberships Pick how you pay We've got you covered, however you prefer to pay. Look for the pink badge at checkout or online. Tap with Apple Pay⁸ or Google Pay⁹, or use your Klarna Card⁴ anywhere Visa is accepted.² Checkout Pay at checkout Klarna app Learn more Klarna cards See Klarna Cards Apple Pay How Apple Pay works Shop with built-in security Your transactions include built-in buyer protection ¹⁰ and advanced fraud prevention. So your money and data stay secure with every spend. Learn more about security Real reviews from real people TrustScore 4.5 | 567,459 reviews T Telia "I've been using Klarna for about five years, and it's been a great experience. The flexible payment options make managing purchases much easier, and the app is simple to use. I also appreciate the helpful reminders and reliable customer service. Overall, it's a convenient and trustworthy service that I'd definitely recommend." "I've been using Klarna for about five years, and it's been a great experience. The flexible payment options make managing purchases much easier, and the app is simple to use. I also appreciate the helpful reminders and reliable customer service. Overall, it's a convenient and trustworthy service that I'd definitely recommend." 3 months ago T Tiffany Brown "I love Klarna, from the beginning til now, I have always had such an amazing experience with the company and their customer service is unmatched…" "I love Klarna, from the beginning til now, I have always had such an amazing experience with the company and their customer service is unmatched…" 6 months ago P Pamela RY "I honestly love Klarna! It allows me to purchase the things I want in convenient payment installments without any interest. It makes shopping so much easier, more flexible, and completely stress-free. Highly recommend!" "I honestly love Klarna! It allows me to purchase the things I want in convenient payment installments without any interest. It makes shopping so much easier, more flexible, and completely stress-free. Highly recommend!" 4 months ago K Katy "Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest." "Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest." a year ago L Lauren Saint Onge-duncan "I honestly love Klarna. It's incredibly helpful especially in this economy we have lived in for the past 5 years where essentials have exploded in cost. I have had just a couple technical issues over the past years but their customer service is amazing and has always resolved the issue quickly. I highly recommend Klarna!" "I honestly love Klarna. It's incredibly helpful especially in this economy we have lived in for the past 5 years where essentials have exploded in cost. I have had just a couple technical issues over the past years but their customer service is amazing and has always resolved the issue quickly. I highly recommend Klarna!" 8 months ago Customer reviews reflect their personal experience and opinion. Showing our 5-star reviews. Find better deals, with no extra work ¹ Monthly financing through Klarna issued by WebBank. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. ² Use your card anywhere Visa is accepted. Certain merchant, product, good and service restrictions apply. Some merchants do not accept virtual cards. Physical card only included with a paid Klarna Membership Plan. ³ Paid membership required to earn Klarna Cashback Rewards using your Klarna Card. Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback. ⁴ Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card are not insured by the FDIC and are not deposits. Account disclosures . ⁵ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply. ⁶ Klarna mobile plan provides priority data on AT&T’s 5G network (QCI 8) for more consistent speeds and lower latency during congestion. ⁷ Klarna Cashback Rewards are awarded as points which can be redeemed for cash and other benefits. Klarna Balance required. Other limitations, conditions, and restrictions apply to benefits like Klarna Membership cashback. See Membership Benefits Rewards Summary for terms and conditions for subscriptions based on your membership. The Cancel For Any Reason service is provided by Klarna and is not insurance. Terms and limits apply. Installation process can take a few minutes. Stable internet connection and eSIM compatible device required. ⁸ Klarna and Apple Pay is available in-store on iPhone and online or in-apps on iPhone or iPad. Software requirements apply. Use Klarna’s pla

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