Pay, Send and Save Money with PayPal | PayPal US PayPal logo Personal PayPal for You Shopping & Rewards Buy Now, Pay Later Rewards PayPal credit and cards PayPal Debit Card Paying with PayPal Send & Receive Send money Request money Pool money Donate Start selling Manage Your Money Add cards and banks Security and safety Set up Direct Deposit Add cash Subscriptions Savings and goals Cryptocurrency Get the App How PayPal Works Money Hub Business PayPal Open The platform for all business Business Types Enterprises Small Businesses Solopreneurs Partners Platforms Industries Developers Advertisers Accept Payments Online Checkout Installment Payments Guest Checkout Accept Venmo POS System Invoicing Payment Links Enterprise Payments Tap to Pay Risk & Operations Make Payments Risk Management Reporting Tools Shipping Agentic Commerce Financial Services Working Capital Loan Business Loan Business Debit Card Get Started Fees Payment Methods 3rd Party Integrations Business Resource Center Events Advertiser PayPal Ads About PayPal Ads PayPal Ads Solutions PayPal Ads Resources Developer Help Log In Sign Up Personal Business Pay, send, and save smarter pay smarter Shop in stores and online Tap to pay in stores with the PayPal Debit Card 1 and earn rewards 2 online with PayPal checkout. Get rewards from the brands you love Adidas Sony Instacart 1-800 flowers.com Origins Nobull Ticketmaster 0 1 2 3 4 5 6 7 % back Get hundreds of offers. 2 Browse Offers Check offers for details. Terms and exclusions apply . + 0 1 2 3 4 5 % back Also get 5% on purchases in your monthly category 3 when you check out with your PayPal Debit Card. Get the Debit Card Rewards earned on up to $1000 of selected category spend per month. Rewards earned as points can be redeemed for cash or other options. Terms apply . Apparel Restaurants Rideshare and Public Transit Groceries Fuel Pay now or pay over time. It’s your choice. Pay in 4 interest-free payments Paid every two weeks. No late fees. Won't affect your credit score to apply. 4 Learn About Pay in 4 Pay Monthly in 3, 6, 12, or 24 payments With $0 down. No sign-up fees or late fees. 5 Learn About Pay Monthly Pay Monthly in store 5 Buy an item in store you’d like to purchase now but would prefer to pay for over time. Learn About Pay Monthly In Store Pay with the PayPal Cashback Mastercard ® Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases. 6 Apply for the Credit Card Special financing with the PayPal Credit Card Enjoy special financing on all purchases of $149+ everywhere PayPal or Mastercard is accepted. 7 Learn More Safety and privacy are our priority Your payments are encrypted and we don’t share your full financial info See How You're Safe send smarter Send money to just about anyone, anywhere 8 Send Receive Pool Send Send in seconds. Send Money 9 An account with PayPal is required to create a link. PayPal links must be created in the PayPal app. Receive Request money easily. Get Paid Pool Pool money up front for group gifts and more. 10 Start a Pool Showing page 1 of 3 save smarter Make your money work harder. It’s easy. Really easy. Get 3.30% APY 11 with your PayPal Savings account It's free to set up, FDIC insured with and held at Synchrony Bank–and you can roll in all the rewards you earn with PayPal so you earn even more. Start Saving PayPal is a financial technology company, not a bank, and is not FDIC-insured. FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not the failure of PayPal. Any cryptocurrencies you hold in your PayPal account are not deposits, are not eligible for pass-through FDIC insurance and may lose value. Crypto the easy way Crypto curious? Confidently buy, sell, and transfer your crypto on PayPal. Get peace of mind knowing we don’t share your full financial information. 12 Explore Crypto Get the PayPal app Get the PayPal app All in the PayPal app It’s your do-it-all digital wallet. Load up on rewards before you shop. Track your packages. And manage it all on the go. Get the app Get the App Help Contact Fees Security Center Privacy Center Shop Apps Enterprise Partners United States About Newsroom Jobs Investor Relations Government Relations © 1999–2026 Accessibility Privacy Statement Cookies Legal Licenses PayPal is located at 2211 N 1st St. San Jose, CA 95131 1 The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance Account. See PayPal Balance Terms and Conditions . 2 Offers are subject to availability. Redeem for rewards in the app. PayPal Rewards terms and merchant exclusions apply. Offers change often so refer to merchant site for the most accurate information. We may earn a commission when you make a purchase. 3 Earn 5% back in points in your PayPal Debit Card monthly category, on up to $1000 of spend. See paypal.com/rewardspal Earned as points redeemable for multiple options. 4 Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS# 910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4. 5 Pay Monthly is a consumer loan and is subject to consumer credit approval and eligibility. In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example, a $200 purchase can be paid at 26% APR in 3 monthly payments ($69.56/mo.; $8.68 interest; $208.68 total of payments) . A $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments). A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI, or WA. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. Marketing and program management by PayPal, Inc. (NMLS #910457).: RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Servicing by Bill Me Later, Inc. (NMLS#2296861). NMLS Consumer Access . 6 Applications and purchases are subject to credit approval and the PayPal Cashback Mastercard® must be used for payment. Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases. See Rewards Program Terms for details and eligibility criteria. The PayPal Cashback Mastercard® is issued by Synchrony Bank pursuant to a license by Mastercard